Waiver Requirements & Instructions for F1 Students

To waive the St. Thomas-sponsored health insurance plan your policy must:

Be compliant with the Affordable Care Act
- Cover the following essential health benefits:
  - Ambulatory patient services (outpatient care without being admitted to a hospital)
  - Emergency services
  - Hospitalization (like surgery and overnight stays)
  - Pregnancy, maternity, and newborn care (both before and after birth)
  - Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
  - Prescription drugs
  - Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
  - Laboratory services
  - Preventive and wellness services and chronic disease management
- Cover pre-existing conditions without limitations
- Provide unlimited coverage
Be through a U.S.-based insurance company with a U.S. claim address
Have active coverage through May 31, 2025
Provide Emergency Evacuation and Repatriation Coverage
- This coverage provides for medically necessary evacuation to a medical facility and medically equipped flights to return home. In the event of death, it covers the costs associated with returning the student's body to their home country.

Deadline to submit a waiver request for Spring semester: February 28, 2025.

Contact the Center for Well-Being Health Insurance Office

For questions regarding the Health Insurance Plan or enrollment process, please contact us at (651) 962-6752 or stuhealthins@stthomas.edu.

Go to https://studentcenter.uhcsr.com/stthomas
Select Waive Coverage
Enter your St. Thomas ID and Date of Birth to log in
Complete the Waiver:
1. Review Student Information
2. Answer Waiver Questions
3. Enter Your Insurance Information
4. Sign and Submit