Health insurance is required of all F1 and J1 international students on a St. Thomas I-20 or DS-2019.

The University of St. Thomas sponsors an insurance plan through UnitedHealthcare, and J1 international students are automatically enrolled in this plan. F1 international students must either opt-in to the plan or submit a request to waive the plan if they have comparable health insurance coverage.

UnitedHealthcare Coverage Dates & Cost 2023-2024
Fall Spring/Summer Summer
Coverage 8/1/23-1/14/24 1/15/24-7/31/24 5/21/24-7/31/24
Cost $1,226 $1,451 $527

Contact the Center for Well-Being Insurance Office

For questions regarding the Health Insurance Plan or waiver process, please contact us at (651) 962-6752 or

Opt-In Instructions for F1 Students

F1 students may opt-in to immediately activate coverage. If you do not opt-in, your coverage will not be activated until after the enrollment deadline.

Waiver Requirements for F1 Students

F1 students with comparable health insurance coverage may submit a request to waive the St. Thomas-sponsored plan. The deadline to waive the Plan for spring semester is February 28, 2024.

UnitedHealthcare Plan Sponsored by St. Thomas

All International students who are registered for classes and all OPT students are required to purchase this insurance Plan at registration unless proof of comparable coverage is furnished. The UnitedHealthcare plan covers 100% (no deductible or co-pay) of the visits to Health Services. Students who enroll in this health insurance plan may also insure their eligible dependents.

Claim Disputes

All claim disputes are between the insured (student) and the insurance company. The University of St. Thomas is not responsible for unpaid claims.