Payment Plans

The University of St. Thomas does not require student accounts to be paid in full prior to the start of classes each term. In fact, the first payments for each term are not due until well after classes have started.

All students have the option to make monthly installment payments in order to satisfy any charges on their account by the end of each term. A minimum payment is required by the 19th of each month, totaling four payments for each semester (fall and spring). If students choose to use this payment option, any remaining balance carried from one month to the next will incur a 1.1 percent finance charge that is added to the student’s outstanding balance.

Student accounts may be paid in full at the beginning of each semester (Sept. 19 for fall semester, Feb. 19 for spring semester) to avoid finance charges.

NOTE: If you have been approved for an end-of-term payment agreement by the St. Thomas Business Office, summer session charges are due Sept. 19th, fall semester is due Feb. 19th, J-term and spring semester are due July 19th.

Payment Options and Electronic Billing

All student billing and payments are managed electronically; learn more about the St. Thomas eBilling system.

Monthly eBilling statements are sent to students via their St. Thomas email and can be accessed through Murphy Online.

Business Office

The St. Thomas Business Office is responsible for any money owed to the University and work with students on payments, disbursement of student loan funds, and more.

Assign Proxy Access to Parent/Guardians

If a parent or guardian will help you manage your financial aid and student account at St. Thomas you must designate them as a "proxy". By assigning your parent/guardian as a proxy, they will have view-only access to certain areas of your Murphy Online account. More importantly, this access allows our office to discuss the details of your student account with your parent/guardian when they call or email our office with specific questions.

Learn more about designating a proxy

Note: This policy does not apply until a student is attending courses at the University of St. Thomas. The Financial Aid Office will answer specific questions from a parent/guardian regarding a new applicant's financial aid, if appropriate, until classes begin.