Health Insurance for F1 and J1 Students

Health insurance is required of all F-1 and J-1 international students on a St. Thomas I-20 or DS-2019.

2021-2022 UnitedHealthcare (UHC) Student Health Insurance Plan Information

J-1 International Students

Students are automatically enrolled in the student health insurance plan.

F-1 International Students

Health Insurance Action Required:
  • WAIVE the Student Health Insurance Plan
    • Students with comparable health insurance coverage may submit a request to waive the St. Thomas-sponsored plan.  See Health Insurance Waiver Requirements and Instructions
    • The deadline to waive the UnitedHealthcare Plan for fall semester is September 28, 2021. In order to allow time for questions, we strongly encourage you to request your waiver by September 15, 2021.
  • ENROLL in the Student Health Insurance Plan
    • See Health Insurance Enrollment Instructions
    • For students enrolled in the UnitedHealthcare plan through St. Thomas, visits to Health Services are covered 100% (no deductible or co-pay)
    • Confirm your enrollment to immediately activate your coverage; if you do not confirm enrollment, your coverage will not be activated until after September 28, 2021
    • Once you are enrolled in the plan, there are no refunds


If you have any questions regarding the Health Insurance Plan or waiver process, please contact the St. Thomas Student Health Insurance Office at 651-962-6752 or

University Disclaimer

All claims disputes are between the insured and the insurance company.  University of St. Thomas is not responsible for unpaid claims.

Overview of the U.S. Healthcare System