Health Insurance for F1 and J1 students


Health insurance is required of all F-1 and J-1 international students. When you register for classes you will be automatically enrolled in and billed for the UST-sponsored Student Health Insurance Plan with Student Assurance Services (SAS).   The insurance will assist in paying for accident and illness expenses that may arise while you are attending UST.

  2015-2016 SAS Health Insurance Plan 
Term  Coverage Dates    Cost   
Fall 8/15/2015-1/14/2016 $1,291
Spring 1/15/2016-8/14/2016 $1,797

Note:  Dental and optical care is not covered under the health insurance plan in the U.S., so we strongly urge you to get dental and optical work done before you leave home.

2015-2016 Student Assurance Services (SAS) Health Insurance Plan

The University of St. Thomas has partnered with Student Assurance Services (SAS) to provide students with an affordable, quality health insurance plan option.

See SAS Health Insurance Plan Information for Plan Details, Provider Network and Travel Coverage.

Insurance Waivers

J-1 international students are not eligible to waive the UST-sponsored plan.

F-1 international students who want to waive the UST-sponsored health insurance plan should submit their U.S.-based health insurance information (must meet the minimum coverage requirements listed below) via Murphy Online.

F-1 Waive Information

If you have any questions regarding the SAS Health Insurance Plan or the waiver process, please the UST Student Health Insurance Office at 651-962-6752 or

University Disclaimer
All claims disputes are between the insured and the insurance company. The University of St. Thomas is not responsible for unpaid claims.