Federal Direct Loan Processing

Entrance Loan Counseling

Before receiving a student loan, borrowers must complete an online entrance counseling session. This interactive counseling session will help you understand your rights and responsibilities as a student loan borrower. The online entrance counseling session will take you approximately 15-20 minutes to complete.

Get Started:

  1. Go to studentloans.gov
  2. Log in with your FSA ID user name and password 
  3. From the home page, select "Complete Loan Counseling (Entrance, Financial Awareness, Exit)" 
  4. In the Entrance Counseling section, click the "Start" button to the right to begin the module 

Master Promissory Note

In order to borrow a Federal Direct Loan, you must complete a Master Promissory Note (MPN). The MPN is a legally binding agreement to repay your loan to the U.S. Dept. of Education. Completing this requirement will take approximately 10-15 minutes.

Get started:

  1. Go to studentloans.gov 
  2. Log in with your FSA ID user name and password 
  3. From the home page, select "Complete Loan Agreement (Master Promissory Note)" 
  4. In the MPN for Subsidized/Unsubsidized section, click the "Start" button to the right to begin the form 

*Periodically, on weekends, this federal website will be down for scheduled maintenance. You will be required to log in using your FSA ID. If you do not have a FSA ID, you will be prompted to create one.