STEFCU members:  If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. You may want to look at these 2 websites for further information.  We encourage you to monitor your accounts for unlawful charges. 

You are eligible to receive a free credit report each year from the 3 major credit bureaus.  If you request a report every 4 months from 1 of the 3, you will be able to cover yourself for each year.  Click on this link for the free credit reports.

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St. Thomas Employee Federal Credit Union


New Signature Loan Terms!!

Members with a credit score of 700 and higher will be eligible to borrow up to $8,000 for 6 years. Members with a credit score of 700 - 799 will receive a rate of 8% up to 6 years and members with a credit score of 800 and higher will receive a rate of 6% up to 6 years.

Members that currently hold a high beacon signature loan can re-finance their loan up to $8,000.

We now offer our credit union members the option of receiving their quarterly statements e-mailed at the start of the new quarter. Statements are archived for 18 months for your convenience. To sign up for this free service, go to and on the left side of the menu is the EZstatement link to take you to the page. You will need to have your 5 digit member number which is printed on your most recent statement. Questions, please call 651-962-6660 .

Check out our NEW car loan rates that we offer to our members. We are very competitive, and in many cases can match or beat rates offered at dealerships and banks. All loans are based upon a member's credit score. Call us at 651-962-6660 or e-mail us at

Everyone hits a bump in the road of life and sometimes find that you need some extra help. If you find yourself with unexpected expenses, medical bills, a special family event and you need some extra cash, check out our signature loan program. We have great rates which are very competitive verses credit card monthly rates and excellent customer service. Call or stop by and let us know if we can help!

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

The St. Thomas Employee Federal Credit Union now offers our members the option of receiving their quarterly statements via e-mail. At the end of each quarter, you will receive an e-mail informing you that your statement is now available online. You can login and view and print your statement. Previous statements will be archived for future use.

Please click on the link below to enroll in this service: