Red Flags Rule


Mandated by the Federal Trade Commission (FTC), the Red Flags Rule requires the University of St. Thomas to implement a written Identity Theft Prevention Program that is designed to detect warning signs (“red flags”) of identity theft during the course of regular operations for covered accounts. The program should result in increased detection and prevention of fraudulent activity, as well as help mitigate the consequences of such activity.

View the official UST written Identity Theft Prevention Program

View the Red Flags Rule Powerpoint Training

Program Administration and Implementation

Administration of the Identity Theft Prevention Program at UST is the responsibility of the Red Flags Committee, as appointed by the Vice President of Business Affairs and Chief Financial Officer. The committee will conduct a periodic review of the program and update it as necessary. The current Program Administrator and point of contact for issues related to the Red Flags Rule is Pam Peterson, Director of the Business Office.

It is the expectation of the Committee that all UST departments will review the materials provided on this website and update their respective policies and procedures as appropriate. Information on the Red Flags Rule and the written Identity Theft Prevention Program will be disseminated by means of Bulletin announcements, new employee orientation, and this website.

For More Information and Red Flags Examples:

Federal Register Text

Federal Trade Commission Red Flags Site

Educause Resources on Red Flags

Red Flags Rule Definitions

Red Flag

A pattern, practice, or specific activity that indicates the possible existence of identity theft

Covered Account

A consumer account designed to permit multiple payments or transactions - or - an account for which there is a reasonably foreseeable risk for identity theft

Identity Theft

Fraud committed or attempted using the identifying information of another person without authority