Students walk past the Arches.

Direct PLUS Loan for Parents: Application Tips

Important! Before applying for a Federal Parent PLUS Loan, you must be prepared to enter a loan amount on the application.

How much should I borrow? Consult with your student's financial aid counselor or calculate your student's expected costs for the school year using our Cost Estimator to determine the PLUS loan amount you may need.

During the application process, please do not select the maximum or unknown amount options. These choices will delay the processing of your application.

  • After you have determined the amount you need, you may apply online at
  • Log In with your FSA ID username and password.*
  • Open the "Apply for Aid" drop-down menu in the toolbar and select Apply for a Parent PLUS Loan.
  • Read the instructions and click the Start button to begin the application.

If you have questions about the PLUS loan or other financing options, please contact the Financial Aid Office.

*If you do not have an FSA ID, select the "Create Account" link under the "Log In" button at