UST Mandatory Insurance Requirements
Undergraduate students enrolled in 12 or more credits and graduate, professional or law students enrolled in 9 or more credits are required to demonstrate health insurance coverage every fall semester.Students who meet this requirement must complete the health insurance verification process or they will automatically be enrolled in and billed for the UST sponsored plan (Aetna Student Health Insurance Plan).
To complete the health insurance verification process, students must enter their health insurance information or purchase the Aetna Student Health Insurance Plan via Murphy Online at https://banner.stthomas.edu. Students will receive reminders each fall to complete this process.
Murphy Online will open August 1, 2012 to complete the health insurance verification process for the 2012/2013 academic year. For those purchasing the Aetna Student Health Insurance Plan during the annual enrollment period, coverage will be effective starting August 15, 2012.
Degree-seeking students taking at least 3 credits but not meeting the mandatory credit requirement for health insurance may voluntarily purchase the Aetna Student Health Insurance Plan during the annual enrollment period this fall.
Aetna Student Health Insurance Plan
Some Highlights of the 2012-2013 plan include:
- 100% coverage for care received at the UST Student Health Service (up to $200 maximum, then 90/10 until you reach your out of pocket maximum)
- $2,000,000 coverage
- No Deductible for care received at UST Health Services
- Maximum $2,500 out-of-pocket expense
- Prescription coverage plan ($10 co-pay for generics; $40 co-pay for formulary; $70 co-pay for non-formulary) Prescription drug annual deductible $50
- Access to local and national preferred providers
- Access to Dental, Vision, Fitness, and alternative Health Care Discount Programs
- Travel Assistance Service and Worldwide Medical Coverage while studying abroad
- 24 hour nurse telephone line
- Students that graduate have the option to continue coverage for 6 months after coverage ends
- Disease management program
For additional questions, please contact the UST Student Health Insurance Office at 651-962-6752 or at firstname.lastname@example.org.
All claims disputes are between the insured and the insurance company. The University of St. Thomas is not responsible for unpaid claims.