Deferments for Perkins/NDSL Loans

General Information

  • Deferment is a period of time when payment is suspended for a particular type of activity.
  • To receive a Deferment, Deferment request form must be completed, certified and returned to the Perkins Loan Office at St. Thomas.
  • Borrowers will receive a confirmation of processed deferment requests.
  • A six-month grace period will be tacked on to any deferred period of time.

Deferments - All borrowers

  • School – at least half time - unlimited
  • Graduate Fellowship Program – unlimited
  • Vocational Rehabilitation Training – unlimited
  • Unemployment – maximum 3 years
  • Economic Hardship – maximum 3 years
  • Forbearance – maximum 3 years

Federal Perkins Loans 7/1/87 – 6/30/93

  • School - at least half time - unlimited
  • Peace Corp/Action Program volunteer – maximum 3 years
  • Volunteer for Tax–exempt organization full-time – maximum 3 years
  • Military Service – Full-time active duty – maximum 3 years
  • Public Health Service – officer in commissioned Corp – maximum 3 years
  • National Oceanic & Atmospheric Administration Corps – Active Duty – maximum 3 years
  • Temporarily Totally Disabled- Maximum 3 years
  • Care of spouse/dependent temporarily totally disabled – maximum 3 years
  • Internship/Residency – required to begin professional practice – maximum 2 years

National Direct Student Loan 10/1/80 – 6/30/93

  • School – at least half time – unlimited
  • Internship/Residency – required to begin professional practice – maximum 2 years
  • Peace Corp/Action Volunteer – maximum 3 years
  • Volunteer for tax-exempt organization, full-time – maximum 3 years
  • Military Service – full-time active duty – maximum 3 years
  • Public Health Service – officer in commissioned Corp – maximum 3 years
  • Temporary Total Disability – maximum 3 years
  • Care of Spouse temporarily totally disabled – maximum 3 years

National Direct Student Loan 9/30/80

  1. School – at least half time – unlimited
  2. Peace Corp/Action Program – maximum 3 years
  3. Volunteer for tax-exempt organization – maximum 3 years
  4. Military – full-time, active duty – maximum 3 years
    **Refer To Perkins Loan Office for More Detail

If I Have a Question About My Loan, Who Do I Call?

For more information, check out the links on the right or contact the University of St. Thomas Federal Perkins Loan Office at (651)962-6612, or 1-800-328-6819 ext. 26612, or by fax at (651) 962-6009.