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theft prevention best practices recommended
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Identity theft
prevention best practices recommended
From Information Resources and Technologies
Those Citibank ads with the victim acting to the
perpetrator's voiceover are a funny way to look at what can be the
very serious problem of identity theft.
Identity theft can happen in a variety of ways:
someone pilfering your wallet or laptop, going through your garbage
to retrieve sensitive documents, or even someone impersonating you
online. The best way to protect yourself against becoming a victim
of identity theft is to use "best practices" in your everyday
computing activities.
Here are some examples of common best practices:
- Secure your physical assets by locking up
your laptop and locking your desktop session when you walk away
from your computer.
Physically locking your laptop may seem like an obvious and
trivial way to prevent theft, but identity theft is made very
easy when the laptop is in a criminal's hands. Also, when you
walk away from your computer, whether it is in your office, in
your dorm room or in the library, you should always lock the
session when you're away from the computer. If you can't lock
your operating system, you should set the machine so that the
screensaver activates automatically and has to be unlocked using
a password. In the case of going to the library, bring a cable
lock just like you would with your bicycle to secure your
laptop.
- Store all data on network and e-mail as
much as possible.
Storing all your data on UST network storage locations provides
multiple advantages regarding data security. The obvious
advantage is that you cannot lose your data even if you were
to delete it intentionally, it can be restored because network
and e-mail servers at UST are backed up nightly. You can
overcome the loss of data by physical or software malfunction,
theft, damage or loss of your entire computer simply by using
these network storage solutions. Also, any data stored in these
locations is tied specifically to your UST network identity. In
addition, note that it is important not to store sensitive data
on a USB drive, as they tend to get lost easily.
- Use password layering and complexity
(e.g., don't use the same password for different accounts and
sites, don't use birthdays or easily guessed names within
passwords).
Using strong passwords and good password security sense goes a
long way at thwarting identity theft.
Here are the characteristics of a strong password:
Over six characters,
Does not contain words, and
Has a random mix of alphanumeric and symbol characters.
Password "layering," or the idea that you should have different
passwords for different services, is also an important aspect of
data security. Ideally, you would use a different password for
every different service that requires one. This is hard for
most people to do but, as an example, you could use one password
for your online banking that is separate from all your others.
This way if your hotmail password became compromised, other
important information would remain secure.
- Don't store passwords in Web browsers, or
toolbar utilities, etc.
Storing passwords in a Web browser can be a lot like storing the
password on a Post-it on your desk. And storing passwords on a
Post-it note is very much like storing passwords in a glass
window on Nicollet Mall during the lunch rush. Anyone who
happens by the Post-it note will see it, just as anyone who may
gain access to your Web browser would have access to whatever
log-ins and secure sites you have stored.
- Don't share information on the Internet
that you want kept private.
A step toward keeping data private is developing a better
understanding of what data is easily accessible electronically.
Generally, anything posted on a Web page is easily accessible.
If you post a phone number on your Facebook profile, for
instance, almost anyone has the potential to gain access to that
number. The same concept applies to MySpace and Instant
Messaging profiles and automatic "away from the keyboard"
messages.
- Dont fall for Internet
phishing schemes. Never follow e-mail links to Web sites
unless you know 100 percent for certain that it is a legitimate
site.
If you receive a link to vote for Tommy of the Year, it's
probably safe to follow it; however, never respond to phishing
attempts from what appears to be eBay, PayPal, Chase VISA, etc!
Following a link from a phishing scheme e-mail collects your
username and password for any given electronic service. It also
may provide an opportunity for malware to be installed onto your
computer. Generally speaking, even if the e-mail is from a
company with which you have an account, you should never respond
to it; the rule of thumb is that reputable businesses never ask
for personal data to be transmitted via e-mail.
- Use transmission encryption (SSL,
TLS,
PGP and
WEP) and physical encryption (file and full-disc encryption,
especially with USB drives).
Encrypting data, so that it cannot be read by anyone except for
those for whom it is intended, is an invaluable security
measure. While data encryption is not used widely by the
average person, it will become more and more important in the
near future. Data encryption happens in two ways: transmission
encryption safeguards data from point to point, while physical
encryption safeguards stored data. When you log in to your
bank's Web site, encryption tasks depend upon a Secure Socket
Layer (SSL) in the browser. Pretty Good Privacy (PGP) is one of
many software packages that can be implemented to allow e-mail
transmission to be encrypted. Wireless Encryption Protocol (WEP)
protects the information packets sent between your wireless
device and the wireless access point. Currently, the wireless
networks at UST do not use any encryption, to allow for maximum
compatibility with a wide variety of wireless devices, and rely
on the browser's SSL for encryption tasks.
Physical encryption is either at the file level or the disk
level. At the file level, you could use either the Windows or
Mac's built-in systems to encrypt files basically, it is akin
to password protecting a document. Disk level encryption allows
the entire storage volume, let's say, a hard drive or a USB
drive, to be protected in the same manner. If you were to lose
such a drive, the finder would only encounter the encrypted data
as a garbled mess and could only format it, protecting the
integrity of your data.
- Be security-minded by keeping operating
system, anti-virus, and
anti-malware programs up to date.
Installing manufacturer-recommended updates and patches helps
protect your computer from previously known and recently
discovered ways of compromising data security. Installing these
fixes is one of the easiest ways to provide peace of mind.
While an event of physical identity theft is going
to be realized almost immediately, a data theft might only be
realized once the bills come. Following these eight "best
practices" will help you prevent your data from being compromised.
And as most things go, an ounce of prevention is worth a pound of
cure.
These identity theft tips have been provided by
Information Technology's Kaleb Sargent and Client Services' Michael
Sheehan and Jess Walczak.
If you have questions about any of these identify
theft best practices, contact the
IRT Tech Desk, (651)
962-6230. |