UST credit union offers low-interest vehicle loan rates
From St. Thomas Employee Federal Credit Union
Buying a vehicle this spring? Be sure to check vehicle loan rates at the St. Thomas Employee Federal Credit Union. Rates for purchase or refinance of any hybrid vehicle are a full 1 percent lower than rates on all other vehicles.
Is the dealer offering financing or cash back? We can calculate which is a better deal for you. Bring us the figures, and we can determine if you are better off with our loan and their rebate or their loan. The answer is not always obvious – be sure to check with us before making your choice.
To be eligible to borrow from the CU, you must be a member, and you need to authorize the CU to run a credit report. Your rate is determined by using a combination of our base rates and a discount based on your BEACON (credit) score. The higher the credit score, the lower the rate at the CU.
Pick up a loan application from the rack across the hall from the CU office, Room 209, Loras Hall, or call (651) 962-6660, or e-mail creditunion@stthomas.edu to request that one be sent to you.
Questions? Call (651) 962-6660, or stop in during open hours from noon to 3 p.m. on Mondays or 10 a.m. to 1 p.m. on Tuesdays, Thursdays and Fridays.
