Roth Investment Option Coming in April for UST’s Voluntary Retirement Arrangement Human Resources March 6, 2013 Human Resources announces the addition of a Roth contribution option to the University of St. Thomas Voluntary Retirement Arrangement. The Roth option gives participants the opportunity to contribute after-tax dollars to their TIAA-CREF or Fidelity voluntary retirement account and withdraw tax-free dollars at retirement.Those interested in participating in the new Roth option can submit a revised Salary Reduction Agreement, which can be found in the HR Forms Library, by Friday, March 22, for contributions that will start the first pay period in April. Employees also will be able to make Roth elections any time after April 1. Employees are encouraged to consult with their tax or financial adviser to determine if Roth contributions are the right choice for them.Employees will receive more detailed materials from TIAA-CREF and Fidelity within the next several weeks. Both vendors also will be at the HR Fair on Tuesday and Wednesday, March 12 and 13, where they will be available to answer questions in person and provide more information about the Roth and the UST Voluntary Retirement Arrangement.