Health Insurance for F1 and J1 Students

Health insurance is required of all F-1 and J-1 international students.  The University of St. Thomas will be partnering with UnitedHealthcare beginning fall 2016.

UnitedHealthcare Student Health Insurance Plan Information

 J-1 International Students
Students are automatically enrolled in the student health insurance plan.

F-1 International Students
Students with comparable insurance coverage may submit a request to waive the St. Thomas health insurance plan.

F1 Waive Requirements and Instructions - New for 2016-2017!

Waiver Deadlines

  • Fall semester: September 30, 2016
  • Spring semester: February 28, 2017

Note:  Only plans compliant with the Affordable Care Act will be considered for waiver.  Click here for a list of categories of health care services that health plans must cover to meet requirements of the Affordable Care Act.

If you have any questions regarding the SAS Health Insurance Plan or the waiver process, please the UST Student Health Insurance Office at 651-962-6752 or

University Disclaimer
All claims disputes are between the insured and the insurance company. The University of St. Thomas is not responsible for unpaid claims.

Overview of the U.S. Healthcare System