The University of St. Thomas

Supplemental Loan Lenders - Undergraduate Students

Lender Contact Information

Citibank
1-800-745-5473
www.studentloan.com

Loans Available
  • CitiAssist Loan
Interest Rate
  • 4.75% to 10.00% depending upon credit
  • Prime rate minus 0.50% to 4.75% depending upon credit
Loan Fees
  • 0% to 5.00% depending upon credit
Loan Amounts
  • Annual: No minimum - up to cost of attendance less other aid
  • Aggregate: $120,000
Repayment Period
  • Payments begin six months after graduation or ceasing half time enrollment
  • Up to 20 years to repay depending upon total borrowed
Additional Eligibility Requirements
  • Most undergraduate students will need a cosigner; cosigner must be a U.S. citizen/permanent resident with a U.S. address
Borrower Benefits/Loan Facts
  • 0.25% interest rate reduction for automated payments
  • 0.50% interest rate reduction after 48 consecutive on-time payments
  • Cosigner released after 24 consecutive on-time monthly payments upon borrower credit check
  • Loans available for some Internationsl Students with an eligible co-signer. Please contact lender for details
  • Covers current and past-due balances up 12 months


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