Financial Literacy

Understanding your finances and being able to make sound decisions about money is an essential life skill and one we feel all college students should possess.  That is why the University of St. Thomas Business Office and Financial Aid Office have teamed up to offer a financial literacy program to our students.

Financial Literacy Online Resources

Personal Credit Game- If learning about credit can possibly be fun, this is it.

Visitors to www.controlyourcredit.gov will find themselves at the Bad Credit Hotel where they can:

• Lounge around lobby and get advice about managing debt;
• Crack a book in the library to learn about credit history;
• Learn the details (grace periods, fine print, annual fees, and more) about credit cards before getting into bed with a creditor; and
• Work to room 850 - the perfect credit score deserves the perfect room. Once you get used to the perks, you'll never want to leave.

UST Cash Course

For information on several financial literacy topics visit the UST Cash Course*.

Project on Student Debt

"The Project on Student Debt works to increase public understanding of this trend and the implications for our families, economy, and society. Recognizing that loans play a critical role in making college possible, the Project's goal is to identify cost-effective solutions that expand educational opportunity, protect family financial security, and advance economic competitiveness."

Federal Reserve Board Consumer Information Brochures

The Federal Reserve Board Web site can provide you with informational brochures available to download to your home computer. They provide information on:

• Five Tips for Protecting your Checking Account
• Five Tips for Improving your Credit Score
• Choosing a Credit Card
• Credit Protection Laws
• Protecting Yourself from Overdraft and Bounced-Check Fees

and much more!

UST Financial Education Webcasts

COMING SOON!

*Cash Course content provided by the National Endowment for Financial Education (NEFE)