The University of St. Thomas

Private Loan Lenders - Graduate Students

Lender Contact Information

  Citibank
  www.studentloan.com
  1-800-967-2400

Loans Available
  • CitiAssist Law Loan
  • CitiAssist Graduate Loan
Interest Rate
  1. CitiAssist Law Loan: Prime Rate plus 1.0% to Prime Rate plus 4.0%
  2. CitiAssist Graduate Loan: Prime Rate plus 1.0% to Prime Rate plus 7.5%
Loan Fees

CitiAssist Law Loan: 0% - 4.25%
CitiAssist Graduate Loan: 0% - 6.0%

Loan Amounts
  • Annual: Up to cost of attendance less other aid
  • Aggregate: CitiAssist Law Loan - $180,000
    CitiAssist Graduate Loan - $120,000
Repayment Period CitiAssist Law Loan:
  • Payments begin 9 months after you graduate
  • Up to 20 years to repay
  • Interest only option: 24 or 48 months of interest-only payments
CitiAssist Graduate Loan:
  • Payments begin 6 months after you graduate
  • Up to 20 years to repay
  • Interest only option: 24 or 48 months of interest-only payments
Borrower Benefits/Loan Facts
  • 0.25% interest rate reduction for auto-debit
  • Loans available for less than half-time enrollment 
  • Loans available for International Students with cosigner
  • Cosigner released after 24 consecutive on-time monthly payments upon borrower credit check


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