Federal Direct Loan Processing

Entrance Loan Counseling

Before receiving a student loan, borrowers must complete an online entrance counseling session. This interactive counseling session will help you understand your rights and responsibilities as a student loan borrower. The online entrance counseling session will take you approximately 15-20 minutes to complete. Occasionally on weekends this federal website is down for maintenance and will require you to try again at a later time. You will be required to sign in to the web site using your Federal PIN. After signing in to the site, look under "Manage My Direct Loan" and click on "Complete Entrance Counseling."

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Master Promissory Note

In order to borrow a Federal Direct Loan, you must complete a Master Promissory Note (MPN). The MPN is a legally binding agreement to repay your loan to the U.S. Department of Education. Completing this requirement will take approximately 10-15 minutes. Occasionally on weekends this federal websitesite is down for maintenance and will require you to try again at a later time.You will be required to sign in to the web site using your federal PIN. After signing in, look under "Manage My Direct Loan" and click on "Complete Master Promissory Note" and then "Subsidized/Unsubsidized."

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