Financial Aid Resources
Forms. Tips. Links. We have a lot of that here – all designed to help you through the financial aid process.
Current Students: visit Murphy Online to access your financial aid information whenever you need it.
Publications and Forms
This wouldn't be a financial aid site without some paperwork, and we put it all in one place.
Notification of Award Guide
Your guide to and through the details of the financial aid process.
Disbursement Schedule
See the timeline for when financial aid will actually be awarded to you.
Proxy Access
Grant your parents or other third parties access to view your financial aid records.
Financial Tips
Little things can make a big difference when it comes to paying for college. Here some tips that can make those little things add up to a lot.
Financial Literacy Resources
There's more to know about finances and how they relate to college than we could ever put on this one website, so here are a few more that could help:
GradReady
GradReady is an interactive online program that offers critical knowledge to build lifelong financial wellness skills for students.
MyMoney.gov
MyMoney.gov is a resource provided by the U.S. government to help individuals make informed financial decisions and manage their money effectively.
The Project on Student Debt
The Project on Student Debt works to increase public understanding of debt and its implications for families, the economy, and society.
Student Loans
- Look to borrow Federal Direct Student Loans first before adding private or parent loans.
- Try to limit total borrowing so that your monthly student loan payment does not exceed more than 10-15% of your total monthly income after you graduate.
- The Department of Education offers great information on total federal loan borrowing, repayment options, and loan consolidation.
Budgeting
- Separate your expenses into wants vs. needs and prioritize your spending to meet your needs first.
- Make sure you are saving some funds from your income each month. Work that into your budget as a need.
- Use an online money management tool such as Mint or Buxfer to help you keep track of your budget.
Credit & Financial Safety
- Don’t spend more than you have. A credit card can be a powerful tool but use it wisely.
- Poor credit can limit your ability to borrow in the future and makes borrowing more expensive.
- You can request your credit report for free once per year at annualcreditreport.com.
- Use your credit report to help monitor for any potential identity theft. More information can be found at identitytheft.gov.
- Be cautious of debt relief companies. If something seems too good to be true, it probably is.
Financial Literacy
Financial Literacy Resources
There's more to know about finances and how they relate to college than we could ever put on this one website, so here are a few more that could help:
GradReady
GradReady is an interactive online program that offers critical knowledge to build lifelong financial wellness skills for students.
MyMoney.gov
MyMoney.gov is a resource provided by the U.S. government to help individuals make informed financial decisions and manage their money effectively.
The Project on Student Debt
The Project on Student Debt works to increase public understanding of debt and its implications for families, the economy, and society.
Student Loans
Student Loans
- Look to borrow Federal Direct Student Loans first before adding private or parent loans.
- Try to limit total borrowing so that your monthly student loan payment does not exceed more than 10-15% of your total monthly income after you graduate.
- The Department of Education offers great information on total federal loan borrowing, repayment options, and loan consolidation.
Budgeting
Budgeting
- Separate your expenses into wants vs. needs and prioritize your spending to meet your needs first.
- Make sure you are saving some funds from your income each month. Work that into your budget as a need.
- Use an online money management tool such as Mint or Buxfer to help you keep track of your budget.
Credit & Financial Safety
Credit & Financial Safety
- Don’t spend more than you have. A credit card can be a powerful tool but use it wisely.
- Poor credit can limit your ability to borrow in the future and makes borrowing more expensive.
- You can request your credit report for free once per year at annualcreditreport.com.
- Use your credit report to help monitor for any potential identity theft. More information can be found at identitytheft.gov.
- Be cautious of debt relief companies. If something seems too good to be true, it probably is.